Free credit report and credit score Nebraska

The downside is that consumers can't control every fluctuation in their scores, so it's easy to start overanalyzing. This isn't necessary, especially for people who already have a good score. Pareto recommends, If you're in the 600s, yes, try to get past 720. One or two points are not going to add tangible value to your life. Some free credit report and credit score Nebraska people try so hard to control their credit scores that they lose sight of more important financial goals.

Pareto tells about a woman who was anxious to build her credit score. She owed $400 on a card with a 13 free credit report and credit score Nebraska percent interest rate. credit and report She only paid the minimum free credit report and credit score Nebraska amount every month because she heard free credit report and credit score Nebraska it would help her score to pay something off over time. Possibly, but she's going to free credit report and credit score Nebraska pay way too much interest that way. Pareto says, It's important free credit report and credit score Nebraska not to let the tail wag the dog. free credit score free credit report According to Pareto, a score of 720 or higher, and certainly anything over 750, is excellent. She advises, Once you're above a certain level, you're already there. Save the 10 or 15 minutes and go for a walk, play a video game, or play with the kids. It's a great idea to check your credit report, but keep it in perspective. As McGrigg reminds us, No one's obituary should ever read, 'Stan was well respected by all three major credit bureaus.' Sally Herigstad writes about women and credit every week for CreditCards.com.

Herigstad is a writer and finance consultant for MSN Money, a personal finance software product. credit report uk

She is also a member of the Washington Society of Certified Public Accountants and the American Institute of Certified Public Accountants.