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The one caveat is that potential employees must get a credit report Marquette give you written permission to access their get a credit report Marquette credit report. Also, keep in mind that credit reporting agencies won't get a credit report Marquette provide you with the actual credit score get a credit report Marquette of employees or prospective hires. Instead, they'll provide you with a credit report designed specifically for employers. This get a credit report Marquette report contains information about the payment habits of the person in question but not an actual credit score. Employers are required under federal law to get a credit report Marquette tell candidates if they used the get a credit report Marquette credit information to deny them the job. In reality, however, most employers find get a credit report Marquette some other reason for not hiring the candidate -- or simply don't give them a reason at all -- just to avoid all the get a credit report Marquette legal complications and rigmarole. While it may be perfectly legal to use a job applicant's credit report in the hiring process, some question whether it's ethical. free credit report and After all, sometimes there are good reasons why people fall get a credit report Marquette behind on their payments or can't pay their bills. An unexpected medical get a credit report Marquette procedure, for example, or a long layoff can put normally trustworthy people on precarious financial footing. As a result, get a credit report Marquette it may be unfair to penalize these people even more by denying them a job they are otherwise qualified to do. That's probably why 16 more states, including New York,Ohio, Oregon, and South Carolina, are considering get a credit report Marquette their own ban on employer credit checks, viewing them as just another hurdle for those desperately out of work.
TRENDING NOW:Financial Resource Center, Free Downloads!, Credit Crunch Plagues Small Businesses Your staff is the greatest asset your small business has. We present 10 ways to ensure your team is enthused, get a credit report Marquette productive, and ready to give their all. credit report and scores No matter how great your small business's product or service is, if you don't advertise, customers won't know about it. It takes inspiration, ambition, and elbow grease to climb the ladder from employee to business owner. Many small business owners still don't know a lot about credit ratings and how they're compiled.
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